We are all victims of our own doings. Of the decisions that we take, and the repercussions of those decisions. Honestly, there is no one to blame.
This is one of the major lessons that I have learnt in this year. That there is NO one to blame, but your own self for the decisions that you take.
It was my own decision to not curb on my spending (s) when for two years we were in a house where we had to pay no rent. It would have been an easy (at least 10k a month, which would have translated into a substantial saving over the two years); but, to be really honest, I lost the plot. I do not know where all the money that I earned during the "rent free" period went. I do definitely remember getting a second job to "make the ends meet". Also, sometimes I feel that, some financial decisions could have been taken with more information. Like for example, as I write this, I just remembered that a certain personal loan was taken by the Husband at the time of the wedding, and instead of handing over the cheque of all the monetary gifts that we received during the wedding to the FIL, we could have paid off a part of the Personal Loan (or maybe not/ or we could have just put away that money in a bank account from where the loan money was being paid, so that we could have started out debt free? I don't know, but thinking about it in retrospect is a bad thing- messes with my brain). From each outing (whether its the dinners or outstation travels) to god only knows what, I know that those two years have been lost, and this year, all we did was to make the ends meet.
It is DAMN important to be able to rid yourself of debt crisis, and it weights you down to the extent of drowning. So, yeah, I have learnt the hard-way about the money. About the responsibility of each penny that is being spent.
I have learnt about procrastination. About, how good am I at putting everything off for the next day. I have learnt that I do not have the conviction to do many things. I don't feel the urge. I don't feel the need, and above all I think I have lost the passion to live. When you are trying to just get by life, you lose your willingness to actually strive. I am doing a job that pays. Something. It was my own decision to leave the law firm where I was working and struggle with in house positions, hence messing up with my career. I have become, untouchable in the job market, and when that is the case, you don't have passion, you just live by. One of the primary reasons for my leaving my secure law firm job was the travelling bit, the bit about not being able to give family time, without realizing the fact that I am not the only one who has to focus on the "family" thing. In any case, the Husband has always been more apt in the "family matters". I am neither apt. Nor good enough. Just because.
I have learnt about keeping shut, shoving things under the carpet and to look at bigger pictures. I have learnt about pretending that my eyes have something in it, when I tear up in office (because of something that has gone out of hand because of things that I say or do). I have learnt that I mostly do not make any sense, and that therefore, I am always mostly wrong.
I have learnt that each and every word, each and every action has a reaction, has a consequence. It just pushes you beyond your measure of being. I have learnt that neither anger nor tears help, but putting aside something that you felt was wrong, and always remembering the good over the bad helps in keeping things in semblance. And, I have come to realise that there are some problems that just cannot be solved. Sometimes it is your own self stepping back, letting go and shelving fights that are important to keep things and relationships intact. I have realised, and am learning the art of finding happiness by keeping the rest happy.
This is one of the major lessons that I have learnt in this year. That there is NO one to blame, but your own self for the decisions that you take.
It was my own decision to not curb on my spending (s) when for two years we were in a house where we had to pay no rent. It would have been an easy (at least 10k a month, which would have translated into a substantial saving over the two years); but, to be really honest, I lost the plot. I do not know where all the money that I earned during the "rent free" period went. I do definitely remember getting a second job to "make the ends meet". Also, sometimes I feel that, some financial decisions could have been taken with more information. Like for example, as I write this, I just remembered that a certain personal loan was taken by the Husband at the time of the wedding, and instead of handing over the cheque of all the monetary gifts that we received during the wedding to the FIL, we could have paid off a part of the Personal Loan (or maybe not/ or we could have just put away that money in a bank account from where the loan money was being paid, so that we could have started out debt free? I don't know, but thinking about it in retrospect is a bad thing- messes with my brain). From each outing (whether its the dinners or outstation travels) to god only knows what, I know that those two years have been lost, and this year, all we did was to make the ends meet.
It is DAMN important to be able to rid yourself of debt crisis, and it weights you down to the extent of drowning. So, yeah, I have learnt the hard-way about the money. About the responsibility of each penny that is being spent.
I have learnt about procrastination. About, how good am I at putting everything off for the next day. I have learnt that I do not have the conviction to do many things. I don't feel the urge. I don't feel the need, and above all I think I have lost the passion to live. When you are trying to just get by life, you lose your willingness to actually strive. I am doing a job that pays. Something. It was my own decision to leave the law firm where I was working and struggle with in house positions, hence messing up with my career. I have become, untouchable in the job market, and when that is the case, you don't have passion, you just live by. One of the primary reasons for my leaving my secure law firm job was the travelling bit, the bit about not being able to give family time, without realizing the fact that I am not the only one who has to focus on the "family" thing. In any case, the Husband has always been more apt in the "family matters". I am neither apt. Nor good enough. Just because.
I have learnt about keeping shut, shoving things under the carpet and to look at bigger pictures. I have learnt about pretending that my eyes have something in it, when I tear up in office (because of something that has gone out of hand because of things that I say or do). I have learnt that I mostly do not make any sense, and that therefore, I am always mostly wrong.
I have learnt that each and every word, each and every action has a reaction, has a consequence. It just pushes you beyond your measure of being. I have learnt that neither anger nor tears help, but putting aside something that you felt was wrong, and always remembering the good over the bad helps in keeping things in semblance. And, I have come to realise that there are some problems that just cannot be solved. Sometimes it is your own self stepping back, letting go and shelving fights that are important to keep things and relationships intact. I have realised, and am learning the art of finding happiness by keeping the rest happy.
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